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Commercial

Protect your fleet. Lower your claims.

AI-assisted in-car video covering the road, cab, sides, and rear, professionally installed and scaled to your fleet. One record that defends the claim, exonerates the driver, and shows you the risk worth coaching before it becomes a crash.

THE PROBLEM

When there is no footage, the story is whatever the other side says

A driver gets cut off and rear-ended, and without video the claim becomes his word against a stranger's. A near miss that should have been a coaching moment goes unseen until it becomes a real crash. A camera is running but the footage never makes it off the truck, or no one can find it when the demand letter arrives. Fleet video is not about watching drivers. It is about having the record that exonerates a good driver, defeats a false claim, and shows you the risky habits worth correcting before they cost you. Sector brings the same video and evidentiary integrity trusted in public safety to commercial fleets, built around getting you the truth fast and keeping it secure.

WHAT CONNECTED CAMERAS SAVE YOU

Claims cost

57.04%

Lower average claims costs versus vehicles without dash cameras.

Plexus Law / SureCam, 2023

Third-party payouts

63.71%

Lower payouts on hit-by-third-party claims when footage is available.

Plexus Law / SureCam, 2023

Driver exoneration

52% / 49%

Of insurance claims and litigation cases where footage cleared the driver.

ATRI, 2023

THE COST OF GOING WITHOUT

Legal exposure

$149,494

Average attorney-involved commercial auto claim, 14 times a claim without one.

APCIA / Milliman, 2022

Claim severity

78%

Rise in commercial auto claim severity, 2014 to 2023, while CPI rose 29%.

Triple-I / CAS, 2024

Employer cost

$72.2B

Annual cost of U.S. traffic crashes to employers in direct expenses.

NETS, 2019

Do the math.

One attorney-involved claim averages roughly $149,000. A full camera system starts at a small fraction of that. Footage that resolves a single dispute can pay for an entire fleet's cameras.

Figures reflect the cited third-party studies and are provided for illustration. Individual results vary by fleet, coverage, and circumstances. Sources: Plexus Law / SureCam (2023); American Transportation Research Institute (2023); APCIA / Milliman (2022); Insurance Information Institute / Casualty Actuarial Society (2024); Network of Employers for Traffic Safety (2019).

INSIDE THE FLEET SYSTEM

Capture

The road and the cab, at the same time

Fleet video starts with a road-facing and driver-facing pair, so you see what happened in front of the truck and what the driver was doing when it happened. Side and rear cameras add coverage for blind spots, lane changes, and backing, building toward a full view around the vehicle. The hardware is built for the realities of a commercial cab, weatherproof where it needs to be and rated to take heat, dust, and vibration over a long haul.

Key componentsRoad-facing cameraDriver-facing cameraSide and rear coverageRugged commercial build
The road and the cab, at the same time
Record

Video and vehicle data, fused

The recorder does more than store clips. It ties video to GPS, speed, g-force, and other vehicle data, so an event is not just a picture but a complete account of where the truck was, how fast it was going, and what forces were involved. A hard brake, a sharp turn, or an impact is captured with the context that makes footage useful for a claim or a review, all written to onboard storage and synced to the platform.

Key componentsMulti-channel recordingGPS and g-sensor dataEvent captureOnboard storage
Video and vehicle data, fused
Coach

Catch the risk before it becomes a crash

The driver-facing side of the system runs AI-assisted driver-state monitoring and advanced driver-assistance features that flag distraction, fatigue, following too close, and other risk in the moment. Those alerts also feed a coaching record, so safety managers can turn near misses into training instead of waiting for the real thing. Used well, this is the part of the system that lowers your crash rate and your insurance exposure over time.

CoveredDriver-state monitoringCollision warningIn-cab alertsCoaching workflow
Catch the risk before it becomes a crash
MOVE

Footage you can reach without chasing the truck

A camera that only stores video locally is useless the day you need a clip and the truck is three states away. Sector configures cellular connectivity, including FirstNet where it fits, so footage and event data move to the platform over the air and you can pull what you need from your desk. This is also where the fleet video build meets the in-vehicle router and the rest of the connected vehicle.

Key componentsCellular connectivityFirstNet optionOver-the-air accessRouter integration
Footage you can reach without chasing the truck
Manage

One source of truth when a claim hits

When a demand letter or an insurer's question arrives, you need the footage fast, intact, and easy to share. The platform gives you secure cloud storage, configurable retention, and controlled access, so the right people can find and hand off the clip that settles the matter without a fire drill. The same record that defends you against a false claim exonerates a driver who did everything right, and the data behind it shows where to focus your safety program next.

CoveredSecure cloud storageConfigurable retentionControlled accessFast sharing
One source of truth when a claim hits
CHOOSE

The right platform, honestly recommended

Sector sources and integrates fleet video systems and recommends based on your operation rather than on a single vendor. Camera lineup, telematics depth, platform and data costs, retention, and how it ties into the systems you already run all factor in, and we will lay out the tradeoffs before you commit. If you already run a system you want kept, we can work with that too. Tell us how your fleet operates and we will tell you straight what fits.

Connects toRugged mobile routersVehicle upfittingThe SMART Vehicle
Talk to a Specialist →
The right platform, honestly recommended

COVERAGE THAT SCALES WITH YOU

From one camera to full 360 degrees plus interior

Start with a single road-facing camera or build to complete coverage around and inside the vehicle. Own it outright or pay monthly. Every system is configured to the scope of your project.

Road Only

1 camera

Road-facing coverage

starting at $33.84/mo

Road + Driver

2 cameras

Road and driver-facing

starting at $40.35/mo

Road + Rear

2 cameras

Road and rear coverage

starting at $53.68/mo

Road + 2 Side

3 cameras

Road and both sides

starting at $58.64/mo

Full 360°

4 cameras

Complete coverage around the vehicle

starting at $71.34/mo

Full 360° + Interior

5 cameras

Full exterior plus interior coverage

starting at $92.11/mo

Monthly payments are estimates based on a 24-month term covering equipment and professional installation, and are subject to credit approval. Each connected system also requires a monthly API and data subscription, billed separately. Prices are starting points and may vary by vehicle and configuration. Taxes not included. Camera systems may be limited based on technical capabilities.

WHY SECTOR FOR THIS SOLUTION

Public-safety-grade video, for your fleet

Sector's roots are in law enforcement, where a lost or unprovable recording is not an option. We bring that same standard for capture quality, data integrity, and secure storage to commercial fleets, so the footage you rely on for a claim or an insurer holds up the way patrol evidence has to.

We install and support at fleet scale

Sector runs dedicated installation crews and commissions every vehicle individually, logging each one as it goes. We staff and schedule for fleet-scale rollouts into the hundreds of vehicles, sequencing the work to keep your trucks earning, and we back the workmanship for the life of the system.

Telematics and video as one managed system

Cameras, GPS, vehicle data, connectivity, and the platform that ties them together are deployed and supported as a single system, not a stack of disconnected subscriptions you have to manage yourself. One point of contact, one build, ongoing support as your fleet grows and changes.

HOW AN ENGAGEMENT WORKS

1

Tell us how your fleet operates

Tell us how many vehicles you run, what your insurance and safety pressures are, and what you already have in the trucks.

2

Sector specs the fleet system

Sector recommends the platform and specs the cameras, telematics, connectivity, and storage as one system built for your operation.

3

You review before anything is ordered

You see the full design, the platform fees, and the pricing before any equipment is ordered, so there are no surprises at install.

4

We install, commission, and support

Sector crews install and commission the system across your fleet on a schedule that keeps trucks earning, then support it for the life of the system.

ONE BUILT CHAIN VS. PARTS BOUGHT SEPARATELY

Sector Parts Bought Direct
Video and telematics as one system Cameras, data, and platform specced together Boxes and subscriptions you wire up yourself
Installation across the fleet Dedicated crews, every vehicle commissioned You schedule and manage your own installers
Platform recommendation We match the platform to your operation You pick blind from a vendor pitch
Ongoing support and data One point of contact for the whole system Separate tickets to each vendor
Claim and coaching value Built around liability defense and driver safety Footage you still have to make useful

FREQUENTLY ASKED QUESTIONS

Three things. A record that defends you against false or inflated claims and exonerates good drivers, driver-safety insight that lets you coach risky habits before they become crashes, and the data to show your insurer you are managing risk. Most fleets justify the system on claim defense alone.

Built on the same foundation, aimed at a different job. Patrol video is built for legal evidence and chain of custody. Fleet video is built around liability defense, driver safety, and telematics. Sector specs the fleet version, not a repackaged police kit.

Both. The system ties video to GPS, speed, and g-force data, and the driver-facing camera can run driver-state and collision-warning features. You get the picture and the context together, not video in one tool and tracking in another.

The cameras connect over cellular, including FirstNet where it fits, so footage and events reach the platform over the air. That means a monthly platform and data cost, which we lay out up front as part of the quote so there are no surprises.

Packages start around $33 per month for a single road-facing camera and scale up to a full 360 degree build with interior coverage, on a 24-month term that bundles equipment and professional installation. Each connected system also carries a monthly API and data subscription, billed separately, and final pricing depends on the vehicle and configuration. We lay the full number out in the quote before anything is ordered.

For most fleets, yes, on claim defense alone. Industry studies put the average attorney-involved commercial auto claim near $149,000, while a full camera system starts at a small fraction of that. Footage that resolves a single serious dispute can cover the cost of outfitting the fleet. The safety and coaching side then compounds the return over time.

Yes. Sector runs dedicated crews and schedules the work to keep your trucks earning, commissioning each vehicle as it goes and logging it. The crews and process are built for fleet-scale rollouts, and we plan the work around your availability.

Need fleet video specified for your operation?

Sector works with commercial fleets to spec, source, install, and support the right video and telematics system. Tell us how many vehicles you run and what you are trying to protect against.

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